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Asian & Pacific Islander American Health Forum: Health Care

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Frequently Asked Questions

Important questions and answers about the health care law and how it affects Asian Americans, Native Hawaiians, and Pacific Islanders.

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How Do I Get Help?

  • I need help in a language other than English. What can I do?
  • I would prefer to get help in a language other than English. What can I do?
  • Can I apply for health coverage in a language other than English?

What's New and What Stays the Same?

  • Can I keep my current health plan?
  • Will anything happen to my current health insurance coverage?
  • Will health reform increase my taxes?
  • I don’t have insurance because I am unemployed or cannot afford health coverage. Will health reform help me?
  • I’ve been denied health insurance in the past because of previous illnesses. Are there options for me now?

Health Insurance Marketplace

  • What is the new Health Insurance Marketplace?
  • Am I eligible to participate in the Marketplace?
  • Will I be able to afford these new insurance plans?
  • Will buying and enrolling in coverage in the new Marketplace be safe?
  • How can I enroll in the new Marketplace?

Purchasing Health Insurance for Families and Individuals

  • Do I have to purchase health coverage?
  • What is a health insurance Marketplace?
  • How can I access the Marketplace in my state?
  • I heard that there is financial help through tax credits to make private insurance more affordable. Do I qualify for a tax credit and if so, where do I apply?
  • How do I know which of the new health insurance options my family or I qualify for?
  • Health insurance has always been more expensive for women and older individuals. Will the new law help?
  • How much can I expect to pay for health insurance?
  • I have health insurance but cannot afford to go to the doctor because of the co-pays and out-of-pocket costs. Will health reform make using my health coverage more affordable?

Purchasing Health Insurance for Small Business Owners

  • I am a small business owner. Do I have to provide coverage?
  • Is there help for small business owners who want to provide coverage?

Impact on Immigrants and Other Non-Citizens

  • I’m an immigrant. Can I purchase health coverage?
  • I’m a U.S. national, COFA migrant or other non-citizen. Do I have options for health coverage?
  • Some members of my family are legal immigrants or citizens and some are undocumented. Can those with legal status still enroll in a health plan in the Marketplace and receive financial help?
  • I’m an immigrant. Can I enroll in Medicaid or CHIP?
  • I am an undocumented immigrant. Do I have new options for health coverage?

Impact on U.S. Territories

  • Do residents of the U.S. Territories have to purchase health insurance?
  • Will the U.S. Territories have a Marketplace?
  • Will residents of the U.S. Territories receive the same consumer protections in the insurance market as residents of the States?