Do residents of the U.S. Territories have to purchase health insurance?
No. The requirement to purchase health insurance coverage does not apply to bona fide residents of the U.S. Territories including American Samoa, Commonwealth of the Northern Mariana Islands, Guam, Puerto Rico and the U.S. Virgin Islands.
Will the U.S. Territories have a Marketplace?
Currently the Territories do NOT have a Marketplace.
Will residents of the U.S. Territories receive the same consumer protections in the insurance market as residents of the States?
Yes. Bans on exclusions due to pre-existing conditions, annual and lifetime limits, and higher premiums for women apply to residents of the U.S.
Territories as do restrictions on higher premiums based on age.