Do residents of the U.S. Territories have to purchase health insurance? No. The requirement to purchase health insurance coverage does not apply to bona fide residents of the U.S. Territories including American Samoa, Commonwealth of the Northern Mariana Islands, Guam, Puerto Rico and the U.S. Virgin Islands. Will the U.S. Territories have a Marketplace? Currently…
I’m an immigrant. Can I purchase health coverage? Generally yes. Please see the Department of Health and Human Services’ list of immigration statuses that qualify for coverage in the Marketplace (http://1.usa.gov/1pyQWPh) and factsheet on citizenship and immigration questions http://bit.ly/2gpctMl). I’m a U.S. national, COFA migrant or other non-citizen. Do I have options for health coverage?…
I am a small business owner. Do I have to provide coverage? If you have less than 50 full-time equivalent employees, you are not required to provide health insurance coverage for employees. Beginning in 2015, only businesses with 50 or more full-time equivalent employees will be required to provide coverage. Is there help for small…
Do I have to purchase health coverage? Generally yes. Starting January 1, 2014, to most individuals in the United States will be required to buy insurance or pay a penalty. There are a limited number of exceptions and exemptions to this requirement including for those who are undocumented, face a hardship, or who obtain a…
Can I keep my current health plan? Possibly. Your current health insurance plan may not be available anymore if it doesn’t cover certain standard benefits, such as preventive care services and prescription drug coverage, which all plans must now cover. If your plan already includes these standard benefits, which many do, you should be able…
I need help in a language other than English. What can I do? The Marketplace has a number of ways to get help. You can contact the call center 24 hours a day at 1-800-318-2596 and get help in many different languages. Every state will also have trained people in your community to help you…
What is the new Health Insurance Marketplace? The new health care law creates a new way to buy insurance: the Health Insurance Marketplace. Individuals and families can shop for, purchase, and enroll in health insurance that meets their budget all in one competitive marketplace. The Marketplace will be online and allow you to easily compare…
In 2013, the Asian & Pacific Islander American Health Forum (APIAHF) did a study on Asian American, Native Hawaiian, and Pacific Islander small business owners and employees throughout California. We were interested in identifying barriers they faced in getting health insurance, finding out what they knew about the Affordable Care Act (ACA), and if they…
Immigration reform and access to health care cannot be a zero sum game. The economic and human toll is too great. To have a more sustainable and prosperous future, America’s health care system must work for everyone, regardless of immigration status. Our nation is stronger and healthier when everyone has access to affordable health care…
Do you want to educate your community about the Health Insurance Marketplace? Here’s a one-page template about the Health Insurance Marketplace that you can customize for your own organization. To customize this one-pager, download the word document and include your logo at the top of the page. Then, disseminate the one-pager to your community partners,…
