Topic: Learn

Do residents of the U.S. Territories have to purchase health insurance? No. The requirement to purchase health insurance coverage does not apply to bona fide residents of the U.S. Territories including American Samoa, Commonwealth of the Northern Mariana Islands, Guam, Puerto Rico and the U.S. Virgin Islands. Will the U.S. Territories have a Marketplace? Currently…

I’m an immigrant. Can I purchase health coverage? Generally yes. Please see the Department of Health and Human Services’ list of immigration statuses that qualify for coverage in the Marketplace (http://1.usa.gov/1pyQWPh) and factsheet on citizenship and immigration questions http://bit.ly/2gpctMl). I’m a U.S. national, COFA migrant or other non-citizen. Do I have options for health coverage?…

I am a small business owner. Do I have to provide coverage? If you have less than 50 full-time equivalent employees, you are not required to provide health insurance coverage for employees. Beginning in 2015, only businesses with 50 or more full-time equivalent employees will be required to provide coverage. Is there help for small…

Do I have to purchase health coverage? Generally yes. Starting January 1, 2014, to most individuals in the United States will be required to buy insurance or pay a penalty. There are a limited number of exceptions and exemptions to this requirement including for those who are undocumented, face a hardship, or who obtain a…

Can I keep my current health plan? Possibly. Your current health insurance plan may not be available anymore if it doesn’t cover certain standard benefits, such as preventive care services and prescription drug coverage, which all plans must now cover. If your plan already includes these standard benefits, which many do, you should be able…